What Is the West Bengal Nijashree Housing Scheme and How to Apply for Nijashree Housing Scheme 2023: Check Eligibility and Selection Process
Shelter is a fundamental human need, and recognizing this, the government of West Bengal has introduced the West Bengal Nijashree Housing Scheme. This initiative aims to provide housing to citizens falling within the lower-income and middle-income groups. In this comprehensive article, you will find essential information about the scheme, including how to benefit from it. The online application process for the West Bengal Nijashree Housing Scheme will be detailed, along with eligibility criteria and selection procedures.
About West Bengal Nijashree Housing Scheme 2023
The West Bengal government has initiated the Nijashree Housing Scheme to provide housing solutions to both lower-income and middle-income groups. This scheme involves the construction of multi-storied flats on public lands owned by the state government, local bodies, and parastatals. Eligible families will be allocated these flats through a lottery system on an ownership basis. The government plans to build dwelling units with a minimum of 16 flats in a block of G+3 buildings. Notably, the computation of the unit cost will exclude the land cost, treating the freehold land as a subsidy to the beneficiary. To avail the benefits, applicants must be residents of the district where the project is implemented.
Objective Of West Bengal Nijashree Housing Scheme
The primary goal of the West Bengal Nijashree Housing Scheme is to offer housing solutions to individuals from the lower-income and middle-income groups. The scheme aims to provide flats to citizens who currently do not own homes. By implementing this initiative, the state envisions ensuring that all citizens have access to their own residences. The West Bengal Nijashree Housing Scheme is expected to enhance the overall quality of life for residents, fostering self-dependency among beneficiaries. For additional details, you can explore the Affordable Rental Housing Scheme.
Key Highlights Of West Bengal Nijashree Housing Scheme
Here is the information in a tabular format:
| Name of the Scheme | West Bengal Nijashree Housing Scheme |
| Launched by | Government of West Bengal |
| Beneficiary | Citizens of West Bengal |
| Objective | To provide houses to the beneficiaries |
| Official Website | https://www.wbhousing.gov.in/nijashree |
| Year | 2023 |
| State | West Bengal |
| Mode of Application | Online/Offline |
Payment Schedule Under The Scheme
| Installment | Due Date | Percentage of Price |
|---|---|---|
| 1st installment including adjustment of application money | Within 45 days from the date of issuance of the allotment letter | 10% of the actual cost |
| 2nd installment | Roof casting of the ground floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 3rd installment | Roof casting of the first floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 4th installment | Roof casting of the 2nd floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 5th installment | Roof casting of the 3rd floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 6th installment | Before possession | 10% of the actual cost |
Flat Price And Specification Under West Bengal Nijashree Housing Scheme
| Types of Flats | Prices of Flats | Family Monthly Income | Carpet Area of Flats |
|---|---|---|---|
| 1 BHK | Rs 7.82 lakh | Upto Rs 15,000 per month | 378 sq.ft |
| 2 BHK | Rs 9.26 lakh | Upto Rs 30,000 per month | 559 sq.ft |
Benefits And Features Of West Bengal Nijashree Housing Scheme
- Through the West Bengal Nijashree Housing Scheme, dwelling units consisting of a minimum of 16 flats in a block of G+3 buildings will be provided on government lands, lands of local bodies, and other parastatals. The minimum built-up area for a 1 BHK flat, constructed for the lower-income group, will be 35.15 square meters. Similarly, for the middle-income group, the minimum area for a 2 BHK flat will be 50.96 square meters. The unit cost of the flat will be determined based on the actual cost of construction, excluding the cost of land. The freehold land will be considered as a subsidy to the beneficiary.
- The unit cost for the built-up area may vary depending on the location and quantum of land available. Beneficiaries are not required to pay for offsite infrastructure such as roads, boundary walls, etc. Additionally, beneficiaries will enjoy the benefits of a credit link subsidy scheme.
General Terms And Conditions
The applicant must reside in the same district where the scheme is being implemented. Each person is allowed to apply for only one flat under the scheme, and joint applications are limited to one per application. Beneficiary selection will be conducted through a lottery system. In cases where the number of applicants exceeds the available flats, a waiting list of eligible applicants will be prepared.
The application fee for a 1 BHK flat is Rs 2500, and for a 2 BHK flat, it is Rs 5000. This amount will be refunded for unsuccessful applications within 30 days. No processing fees will be charged. Installment payments by the beneficiary will be deposited directly into the escrow account. If false information is provided at any stage, the application will be canceled, and the application money will be forfeited.
In case of non-payment of installments within the specified timeframe, 8% interest per annum for the delayed period will be charged. If the applicant fails to provide an installment for six months, the district magistrate may cancel the allotment. If the allottee surrenders the amount after the first or second installment, a refund will be issued after deducting 5% of the payment without interest. Surrender of the flat is not allowed after payment of the third installment. If the housing department fails to hand over the allotted flat, they will pay 8% interest per annum for the delayed period.
West Bengal Nijashree Housing Scheme Eligibility Criteria
For the lower-income group, the monthly family income should not exceed Rs 15,000. On the other hand, for the higher-income group, the monthly family income should not exceed Rs 30,000. The beneficiary must not own a permanent house or flat in their name or in the name of any family member. Additionally, the beneficiary must reside in the same district where the scheme site is located.
Required Documents for Scheme
To apply for the scheme, applicants need to provide the following documents:
- Income certificate
- Aadhar card
- Residence certificate
- Passport size photograph
- Mobile number
- Email ID
- PAN card
- Voter ID card
- Ration card
Procedure To Apply Under West Bengal Nijashree Housing Scheme
- First of all, you have to click on the link provided here to download the form
- A PDF form will appear before you
- You have to take a printout of this PDF form
- Now you have to fill all the required details in the form like your name, Spouse name, father’s name, occupation, monthly family income, address details, etc
- Now you have to attach all the required documents
- After that, you have to submit this form to the branch of the bank from where the application was obtained
